Create and verify.
Set up your account and complete the identity checks required for the services you want to use.
Coming soon in Cameroon
Your money. Your move.
Local money and stablecoins, together in one place. Deposit, trade, send, and withdraw with RailoPay.
Coming soonSee how it works
Money without the maze
Local money and stablecoins, working together.
RailoPay brings the ways you already move money into one clear experience, so switching between local currency and digital dollars feels less complicated.
01
Local payment methods
02
USDT and USDC balances
03
Clear rates before you confirm
How it works
Start moving in three clear steps.
Add money.
Fund your local-currency balance with an available payment method, or receive stablecoins when enabled.
Choose how to move.
Trade, send to another RailoPay user, withdraw, or use an available cross-border corridor.
What you can do
One place for the money moves that matter.
Features appear according to your country, verification level, and current service availability.
01 / MARKET
Trade peer-to-peer
Browse offers and buy or sell USDT and USDC against your local currency.
Add and withdraw local money
Use supported mobile-money or bank methods without navigating a crypto exchange first.
Send to people you know
Transfer supported balances to another RailoPay user using their username or email.
Receive stablecoins
Use your assigned wallet address when crypto deposits are available for your account.
Move money across borders
Get a quote and send through enabled corridors with the rate and fee shown first.
See every movement
Track deposits, trades, transfers, remittances, and withdrawals from one activity history.
Built for trust
You should understand every money movement.
RailoPay is designed to make important details visible before and after you confirm a transaction.
Identity and account checks
Verification, account status, and transaction limits help protect access to financial features.
Confirmation before movement
Amounts, rates, fees, and destinations are presented for review before supported transactions are submitted.
Extra protection for sensitive actions
Device lock and additional transaction authorization can be required when the risk calls for it.
A traceable activity history
Completed and pending movements remain visible so you can follow what happened.
Where we are going
Starting in Cameroon. Built to travel further.
RailoPay launches with XAF in Cameroon, with Nigeria and Senegal planned as the next markets.
CM
Launch marketCameroon
XAF
NG
Planned nextNigeria
NGN
SN
Planned nextSenegal
XOF
FAQ
A few things worth knowing.
01What is RailoPay?
RailoPay is a mobile money platform that brings local-currency balances, stablecoins, peer-to-peer trading, transfers, and supported cross-border payments into one app.
02Where will RailoPay be available?
Cameroon is the launch market. Nigeria and Senegal are planned next, and availability will be announced before each market opens.
03Which currencies will be supported?
The app is designed for XAF, NGN, and XOF local balances, alongside USDT and USDC. What you can use depends on your market and account capabilities.
04Will I see fees before paying?
Where a transaction has a fee or exchange rate, RailoPay is designed to show the applicable quote and key details before you confirm.
05Why is identity verification required?
Verification helps protect accounts and is required for access to regulated financial features and higher transaction limits.
06Can I download the app now?
Not yet. RailoPay is coming soon, and official availability will be announced on railopay.com.
RailoPay is on the way
A simpler way to move money is coming.
We are preparing RailoPay for its first users in Cameroon.
Contact support